money management

HOW TO STRETCH YOUR RINGGIT

Leave a Comment / household debt, money management, NBFIs, personal loans, stretching the ringgit /

Civil servants here made headline news recently when it was reported that as many as 80 per cent of personal loans from NBFIs, goes to government employees with household incomes of less than RM3,000 a month. NBFIs, or non-bank financial institutions, include among others, Bank Rakyat Sdn Bhd, Malaysia Building Society Bhd (MBSB), and development financial institutions (DFIs) such […]

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PLANNING FOR RETIREMENT (Part 2)

Leave a Comment / money management, sustainable retirement, tax incentives /

Retirement planning encompasses much more than just ensuring we have enough set aside to sustain our retirement. But for retirees and soon-to-be retirees, it is the bread-and-butter issues that concern us most. Given the longer life span of 75 and early retirement age of 55 (private sector) and 58 (public sector), will our retirement savings run out before we

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